Sold an FIA that the index promised big, but didn’t deliver?

Zaghorn’s limited-distribution FIA can turn tough client conversations into long-term wins.

A limited-distribution FIA designed to move your clients into a better-performing product — and set you up for the future.

The First FIA to Increase Par Rates Retroactively

That’s right—retroactively. Your policy isn’t frozen in time—it’s built to evolve, adapt and outperform based of the S&P and Nasdaq 100 Indicies!

No Caps, No Fees Or Spreads

This product strips out the nonsense. No caps choking your gains. No spreads shaving off returns. No fees eating your upside or invading your principle.

Up To A 12% Day One Bonus, No Charge

It’s locked, loaded, and earning on day one. Stack that on top of market-driven growth and you’ve got a head start!

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Enhanced Account Protection & Control

Locks in 90% of the highest anniversary Daily Account Value when extending. This gives clients strong downside protection while keeping their entire account working toward growth.

Daily Account Value Tracking

Shows realized and unrealized indexed interest every single day. Perfect for today’s savvy clients — from crypto traders to market-watchers — who want to see exactly how their money is performing.

Simple, Transparent Indices

Driven by well-known, brand-name benchmarks, including the S&P^® and Nasdaq^®. Easy for clients to understand, and even easier for you to explain.

We get it.

You did what you and your marketer thought was best for your client. The sales story sounded strong. The illustrations looked great.

One year later, reality hits…

• Your client’s account value is lagging — and they want answers.

• The market is up, but their statement isn’t.

• Their par rate dropped, and you’re stuck explaining why.

• You dread renewal time because of the tough conversations.

We built a solution to get you, and your clients, out of this cycle.